1.1 By accessing our services, you affirm that you are at least 18 years of age or possess the consent of a parent or guardian. If you are utilizing the services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

1.2 These Terms apply to all individuals who interact with our services. If any part of these Terms is unacceptable to you, we kindly request that you discontinue your use of the services.

2.1 We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website, along with an updated effective date.

2.2 We encourage you to review these Terms periodically to remain informed of any updates. Your continued use of the services following any modifications signifies your acceptance of the revised Terms.

3.1 Our services are intended for lawful purposes only. You agree to utilize our services in a manner that is respectful of others and in compliance with applicable laws and regulations.

3.2 You are responsible for maintaining the confidentiality of your account information. Please notify us immediately if you suspect any unauthorized use of your account or any other breach of security.

3.3 You agree to use our services responsibly and to report any issues or concerns that may arise during your use.

4.1 You are solely responsible for any content you submit, post, or otherwise provide through our services ("User Content"). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and distribute such content in connection with our services.

4.2 You represent and warrant that you own or have the necessary rights to the User Content you provide and that your use of such content does not infringe upon any rights of third parties or violate applicable laws.

4.3 We do not endorse any User Content and reserve the right to review, remove, or modify any content that we believe violates these Terms or is otherwise objectionable.

5.1 All content, trademarks, and other intellectual property associated with our services are owned by MOREPad or our licensors. This includes, but is not limited to, text, graphics, logos, images, and software.

5.2 You may not use, reproduce, or distribute any content without obtaining prior written permission from us. Respect for intellectual property rights is paramount.

6.1 To the maximum extent allowed by law, MOREPad will not be responsible for any indirect, incidental, special, or consequential damages that result from your use of our services. This includes, but is not limited to, any loss of profits, data, or business opportunities.

6.2 While we make efforts to secure your information, we cannot guarantee the complete safety of data transmitted over the internet.

You agree to indemnify and hold harmless MOREPad and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising out of or related to your use of our services or your violation of these Terms.

These Terms shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

For any questions or concerns regarding this Policy, please contact us at:

• Email: support@morepad.io
• Address: MOREPad, Singapore.

10.1 These Terms constitute the entire agreement between you and MOREPad regarding your use of our services and supersede any prior agreements or understandings, whether written or oral.

10.2 If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

11.1 We reserve the right to suspend or terminate your access to our services if there is any breach of these Terms. Such action may be taken at our discretion and without prior notice.

11.2 Upon termination, your right to use our services will cease immediately. However, certain provisions of these Terms shall remain in effect even after termination.

12.1 Users are encouraged to engage with the services in a constructive manner, providing feedback and reporting issues to help improve the platform.

12.2 We value your input and appreciate any suggestions that may enhance our services.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for choosing MOREPad!